Retirement Age of a Security Guard in Spain

The security guard profession is one of the most demanding in the Spanish labor sector, as it involves long working hours, rotating shifts and, in many cases, work at night or on holidays. For this reason, it is common for many professionals in the sector to ask themselves: at what age can I retire as a security guard? In this article, we explain the details of the retirement age, the applicable regulations and the factors that can influence this process.

General Retirement Age in Spain

The retirement age for security guards, as for any worker in Spain, is determined by the general Social Security legislation. Currently, this age is set at:

  • 67 years if the minimum of 37 years and 9 months have not been contributed.
  • 65 years if the minimum contribution requirements have been met (37 years and 9 months or more).

However, the security guard profession has some particularities that may influence the retirement age.

Is it possible to take early retirement as a security guard?

Yes, in certain cases, security officers can opt for early retirement. These are the main ways:

Voluntary early retirement

A security guard may apply for voluntary early retirement up to two years before the legal retirement age, provided that he meets these requirements:

  • To have contributed at least 35 years.
  • The pension to be received is higher than the minimum pension established by law.

2. Early retirement with reduction coefficients

Although this option is not specific to all security guards, certain circumstances (such as particularly arduous, risky or unhealthy work) may allow the application of reduction coefficients that bring forward the retirement age. These coefficients are applied on the basis of working conditions.

3. Partial retirement with a relief contract

Another interesting option is partial retirement, which makes it possible to combine a part-time job with the receipt of part of the pension. To do so, the watchman must be at least 60 years old and have contributed 33 years or more.

Security Officers' Contributions and Pensions

One of the key factors when planning for retirement is the number of years of contributions. In the private security sector, it is common to work on full-time contracts, which makes it easier to reach the minimum required to qualify for ordinary or early retirement.

In addition, the amount of the pension will be calculated on the basis of the contribution bases accumulated during the last years of activity. This means that a regular and stable salary can be beneficial to obtain a higher pension.

Retirement Planning Tips

If you are a security guard and you are thinking about retirement, here are some practical tips:

  1. Check your contribution history: You can do it through the Social Security to know the accumulated years.
  2. Consult an expert advisor: Regulations change frequently, and an expert can help you maximize your benefits.
  3. Consider partial retirement: If you don’t want to stop working completely, this option may be ideal.

Conclusion

The retirement age of a security guard in Spain depends on factors such as the years contributed, the retirement modality chosen and the specific working conditions. Whether you opt for ordinary or early retirement, planning ahead is key to ensuring a smooth transition into this new stage of life.

At Double Group, we not only value the work of our security guards, but we also offer guidance so that our employees can make informed decisions about their future. If you have any questions or need more information, contact us and we will be happy to help.